BALLOON LOAN RELIEF

NOTICE OF LIS PENDES, DEFAULT OR FORECLOSURE

SOON TO BALLOON?!

Strategic Solutions Before the Clock Runs Out

We specialize in navigating the critical moments before a balloon loan comes due or legal action begins. If you're facing a looming balloon payment, a notice of default, lis pendens, or even the early stages of foreclosure, time is not on your side—but we are. Our expert team curates strategic solutions fast, whether that means connecting you with the right buyer at the right price, securing a refinance to reset your loan, or resolving clouds on title that are blocking your options. We act quickly, intelligently, and with discretion to protect your equity, preserve your credit, and help you exit with control—not chaos.

Solutions for Distressed Properties

Avoid Panic Selling — Choose Strategy Over Stress

Panic selling often leads to rushed decisions, lost equity, and long-term regret. At Real on Rise International Realty Inc., we help property owners step back from the pressure and make informed, strategic moves instead. Whether you're facing a balloon payment, notice of default, lis pendens, or foreclosure, there's almost always a better option than a fire sale. We evaluate your situation thoroughly, explore refinancing opportunities, identify qualified buyers, and handle negotiations to ensure you sell smart—not desperate. With the right guidance and timing, you can protect your investment, preserve your credit, and exit on your terms—not the bank’s.

Refinancing: Reset the Clock, Regain Control

Refinancing can be a powerful tool when timed and executed correctly—especially when facing an upcoming balloon payment or mounting financial pressure. At Real on Rise International Realty Inc., we work with a network of trusted lenders to help you secure new financing that fits your current situation, not your past constraints. Whether your goal is to reduce monthly payments, extend loan terms, or buy more time before maturity, we handle the process from application to closing. We also assist in clearing any title issues or liens that could stand in the way, giving you a clean, strategic reset without sacrificing your equity or your peace of mind.

Commercial Property Relief — Sell or Refinance with Strategy

When commercial debt starts closing in—whether it’s a balloon loan, pending default, or foreclosure—acting strategically is key. At Real on Rise International Realty Inc., we help commercial property owners navigate these challenges with tailored solutions. If selling is the right path, we identify qualified buyers and negotiate favorable terms to protect your equity and reputation. If refinancing makes more sense, we connect you with commercial lenders who understand time-sensitive deals and complex assets. From retail spaces to office buildings and multifamily developments, we manage the entire process—clearing title issues, organizing financials, and executing with urgency—so you can regain control and move forward with confidence.

REFINANCEUP TO

80% LTV

Get Preapproved

GET PREQUALIFIED

Loan Process and Submission Documents Needed to Refinance

Refinancing your loan can be a powerful financial move—whether you're lowering your interest rate, adjusting loan terms, or transitioning from a balloon loan to a more manageable option like a DSCR loan. Understanding the loan process and preparing the necessary documents in advance will help ensure a smooth and timely refinancing experience.

Below is an overview of the typical loan process, along with the key documents you’ll need to submit during your refinance application. Having these ready not only speeds up approval but also helps lenders accurately assess your financial situation and property value.

Complete our Online 1003

Uniform Residential Loan Application

Credit Report

MORTGAGE STATEMENT & PAY OFF

DO YOU NEED FUNDS FOR REHAB OR CONSTRUCTION?

Submission Documents

2 Month Recent Bank Statement & Entity Documents

SELL REAL ESTATE

AVOID

PANIC

SELLING

Sell Real Estate

AVOID PANIC SELLING - LET US CONNECT YOU TO THE RIGHT BUYER, THE RIGHT WAY

Are you facing pressure from an upcoming balloon loan payment? You're not alone—and more importantly, you're not without options. At Real On Rise International Realty Inc., we understand the urgency and financial strain that balloon loans can bring. That’s why we offer a strategic alternative to panic selling—built on real experience, real buyers, and real results.

Why Work With Us?

We’re not your typical brokerage. Here's how we stand apart and deliver results:

Balloon Loan Relief: A Smarter Exit Strategy

If you're nearing the end of a balloon mortgage term, selling fast might seem like your only choice. But selling fast and wrong can cost you thousands.

We specialize in helping owners exit wisely—with our:

Strategic pricing methods (not just guessing or undercutting)
Access to motivated buyers with 1031 exchange capital (on a tight deadline to reinvest and avoid capital gains tax)

Proven Price Bracketing Strategies

Unlike traditional brokerages that rely on outdated comps or generic price points, we position your property where it performs. Our price bracketing strategy:

Creates competitive urgency
Targets multiple buyer tiers
Maximizes your sale price in shorter timeframes

Tap Into Our Exclusive 1031 Buyer Network

Our network includes active investors with millions in 1031 exchange capital—and a narrow window to deploy it. That means:

Highly motivated buyers
Ready to transact fast
Looking for properties like yours

You Might Be the Perfect Seller. We Might Have the Perfect Buyer.

Let’s talk about how we can turn a stressful situation into a strategic opportunity. Don’t panic sell—partner smart. You may be a perfect match for our buyer network, and they may be the perfect exit plan for you.

Contact Real On Rise International Realty Inc. today for a confidential strategy session.

LETS GET STARTED - UPLOAD PHOTOS OF YOUR PROPERTY

To match you with the right buyers, we need to see the full potential of your property. Please upload clear photos of the interior, exterior, and any unique features. This helps us: