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CRYPTO COIN REALTY
LIC. CRYPTO CURRENCY REAL ESTATE BROKERAGE
WHERE REAL ESTATE MEETS BLOCK CHAIN
At Crypto Coin Realty, we specialize in bringing modern finance to one of the world’s oldest investments: real estate. As a full-service real estate brokerage with a future-focused mindset, we’re proud to offer our clients the ability to buy, sell, and finance properties using cryptocurrency. Whether you're transacting with Bitcoin, Ethereum, or stablecoins like USDC, we provide the tools, expertise, and compliance support to make your crypto-backed real estate journey smooth and secure.
In today’s evolving financial landscape, digital assets are more than investments — they’re a means of exchange. Our team works closely with buyers, sellers, and investors who want to leverage their crypto holdings to purchase residential or commercial real estate. We offer flexible, secure transaction structures and partner with trusted crypto-payment processors, escrow services, and blockchain platforms to ensure every transaction is fast, transparent, and fully compliant.
We also offer crypto-based mortgage loan solutions, allowing qualified clients to use their digital assets as collateral to secure property financing. This innovative approach provides greater liquidity and flexibility, especially for crypto investors looking to diversify into real estate without liquidating their portfolios.
At Crypto Coin Realty, we're not just embracing the future — we're building it into the foundation of everything we do. Backed by experienced real estate professionals and blockchain-savvy advisors, we combine traditional expertise with cutting-edge technology to help you navigate this new frontier with confidence.
HOW CRYPTO REAL ESTATE TRANSACTIONS WORK
1. Contract Structure with Cryptocurrency Terms
We start by drafting a custom purchase agreement that outlines the use of cryptocurrency as the method of payment. The contract includes:
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The type of cryptocurrency to be used (e.g., Bitcoin, Ethereum, USDC)
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The conversion rate to USD at the time of agreement (or at closing, as negotiated)
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Specific blockchain wallet addresses for the buyer, seller, and escrow
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Standard legal protections, contingencies, and timelines just like a traditional contract
This ensures both parties are protected from price volatility and any ambiguity in valuation or transfer terms.
2. Secure Title & Escrow on the Blockchain
We partner with blockchain-enabled title companies that are equipped to handle crypto transactions securely. These firms:
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Verify property ownership and title history through both traditional and blockchain-based systems
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Use smart contract technology to automate and timestamp key transaction milestones
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Provide compliant escrow services to safely hold crypto or fiat until closing conditions are met
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Record closing documents and payment confirmations securely on the blockchain for added transparency
This integration ensures your transaction is not only fast and efficient—but also permanently verifiable and secure.
3. Crypto-to-Crypto or Crypto-to-Fiat Closings
Whether the buyer and seller both want to transact in crypto, or if one party prefers fiat currency, we facilitate both scenarios:
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Crypto-to-Crypto: Full transaction settled in digital assets
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Crypto-to-Fiat: Crypto is converted to USD at a fixed rate through licensed exchanges or escrow services
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Hybrid Options: Down payments or earnest money in crypto, with fiat settlement at closing
Our team coordinates with crypto payment processors and legal counsel to ensure every transfer is properly documented, verified, and cleared before title transfer.
4. Final Closing & Blockchain Record
Once all terms are met, the transaction is closed just like a traditional deal—but with a modern edge. Funds are released, title is transferred, and all final documents are:
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Signed electronically (or traditionally, if needed)
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Stored and timestamped on-chain for immutable recordkeeping
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Shared with all parties for full transparency and future verification
Our goal is to make closing as seamless as a standard real estate deal—just smarter, faster, and blockchain-backed.
At Crypto Coin Realty, we’ve streamlined the entire cryptocurrency real estate transaction process—from offer to closing—by integrating blockchain technology at every step. When purchasing or selling property with crypto, we work directly with blockchain-compatible title companies that securely record and verify ownership, ensuring full transparency and traceability. All transactions are conducted through verified crypto payment processors and escrow services that comply with KYC/AML regulations, adding an extra layer of security. Contracts are custom-drafted to reflect the use of digital currency, with detailed language specifying the agreed-upon crypto type (e.g., BTC, ETH, USDC), exchange rates at the time of agreement, and blockchain transaction details. Our legal and transaction teams coordinate with all parties to ensure the smart contract terms and fiat value equivalents are clearly documented, minimizing volatility risk and ensuring a seamless, fully compliant closing—on or off chain.
At Crypto Coin Realty & our Affiliates, we believe your digital assets should work for you—without having to give them up. That’s why we offer crypto-backed mortgage solutions that let you use your Bitcoin or Ethereum as collateral to purchase real estate in the U.S., with up to 100% financing and zero down payment required.
What’s a Crypto Mortgage?
A crypto mortgage allows you to pledge your Bitcoin or Ethereum as collateral instead of selling it. This gives you access to property financing while keeping your assets invested and growing. It's a smart, tax-efficient way to invest in real estate without cashing out.
Key Benefits of a Crypto Mortgage
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Qualify with Your Crypto
Use your digital assets (BTC or ETH) to get approved—no traditional income verification needed. -
Hold, Don’t Sell
Keep the growth potential of your crypto portfolio. No liquidation, no capital gains tax triggered. -
Secure Custody
Your assets are held safely by trusted, regulated custodians like BitGo or Coinbase. -
Zero Down Payment
Finance up to 100% of the home’s value—no cash down required.
LOAN FEATURE DETAILS
Accepted Collateral Bitcoin (BTC), Ethereum (ETH)
Loan Amount Starting at $275,000
Interest Rate 9% – 10% (30-year fixed
Loan Term 30 years
LTV (Loan-to-Value) Up to 100%
Collateral Required Equal to 100% of property value
WHO IT'S FOR
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Long-Term Crypto Holders
Put your assets to work while staying fully invested. -
Diversified Investors
Add real estate to your portfolio without liquidating digital holdings. -
Primary Residence Buyers or Investors
Use crypto to fund residential or investment property purchases.
HOW IT WORKS
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Apply Online – Start the process in minutes
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Pledge Crypto – BTC or ETH held in secure custody
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Get Approved – Based on your pledged assets, not your credit score
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Close & Move In – Receive fiat funds to purchase the property
Our crypto mortgage program is powered by trusted lending platforms like ours, with licensed custodians ensuring full security and transparency throughout the process.
Crypto Mortgage
This is the ideal option for long-term holders who want to unlock the value of their crypto without selling it. You'll pledge your Bitcoin or Ethereum as collateral and receive up to 100% financing on your property purchase. Your assets are held securely by BitGo or Coinbase, giving you peace of mind while you retain full market exposure. Interest rates range from 9% to 10%, with a 30-year fixed loan term. Perfect for those looking to buy a primary residence or diversify into real estate without cashing out their coins.
Investment Mortgage
Designed for diversified investors, this option allows you to use your crypto to qualify, but the loan itself is funded in fiat currency. You maintain self-custody of your digital assets, offering more flexibility and control. This product is best suited for investment properties, with competitive interest rates between 7% and 8%, and financing available up to 70% loan-to-value (LTV).
Use Your Bitcoin to Buy a Home
Curious what your interest rate and monthly payment could look like using crypto?Let us show you. Our team will walk you through your options, explain the process, and help you lock in a mortgage that fits your goals—all without giving up your coins.
Get Prequalified Today — and unlock your property potential with crypto.
Safe, Legal, and Compliant
All crypto mortgage loans are structured through licensed lending partners who operate within full regulatory compliance, including KYC (Know Your Customer) and AML (Anti-Money Laundering) standards. We work only with vetted custodians, underwriters, and legal teams to ensure your transaction is secure, compliant, and tailored to your financial goals.
EXCLUSIVE OFF MARKET PROPERTIES FOR CRYPTO BUYERS
Tap Into Our Private Inventory of Sellers Who Accept Cryptocurrency.
At Crypto Coin Realty,
we go beyond traditional listings. We have access to a curated selection of off-market real estate opportunities—including residential homes, vacation properties, and investment portfolios—from sellers who are open to accepting cryptocurrency as full or partial payment.
These properties are not listed on public MLS platforms and are available exclusively to our clients who are ready to transact with Bitcoin, Ethereum, or stable coins. Whether you're looking for your dream home, a vacation retreat, or high-yield rental properties, our private network gives you an edge in today’s competitive market.
What You Need to Start Shopping to gain access to our crypto-friendly off-market inventory, here’s what you’ll need to get started:
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Proof of Crypto Assets – Verification of BTC, ETH, or USDC holdings to demonstrate purchase power
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Basic Buyer Profile – A short intake to match you with properties that fit your goals (residential, rental, vacation, etc.)
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Crypto Wallet & Custody Preferences – Whether you're using BitGo, Coinbase, or self-custody
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Consultation Call – A brief strategy session with one of our advisors to walk through available listings and next steps
Once qualified, you'll receive priority access to private listings tailored to your criteria, and we’ll guide you through the full purchase process—from offer to blockchain-secured closing.
Buy Real Estate with Cryptocurrency — Fast, Secure, and Free & Clear
At Crypto Coin Realty, a division of Real on Rise International Realty Inc., we specialize in facilitating direct real estate purchases using cryptocurrency — no banks, no loans, and no traditional mortgage delays. This service is designed exclusively for investors and developers seeking fast, secure, and straightforward acquisitions.
We work with serious buyers who want to use Bitcoin, Ethereum, or other supported digital assets to purchase real estate free and clear, with title transferred immediately upon closing.
Ideal for:
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Real estate investors acquiring rental or income-generating properties
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Developers purchasing land or redevelopment opportunities
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Crypto holders seeking diversification into real assets
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International buyers looking to invest in U.S. real estate via crypto
Our Services Include:
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Crypto-to-fiat conversion and escrow coordination
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Transaction structure for cash-equivalent, all-crypto purchases
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Partnerships with crypto-friendly title companies, attorneys, and tax advisors
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Full-service real estate support from offer to close
Compliance & Due Diligence:
All crypto transactions are conducted in accordance with U.S. financial laws, including KYC (Know Your Customer) and AML (Anti-Money Laundering) protocols. We partner with licensed professionals to ensure each deal is transparent, secure, and compliant. Buyers should be prepared to verify identity, source of funds, and provide required documentation.
Please Note: We do not provide tax, legal, or investment advice. Cryptocurrency transactions may trigger tax implications. All buyers are strongly encouraged to consult with a qualified CPA or legal advisor prior to purchase.
Property Is Priced in Bitcoin
The seller and buyer agree on a property price denominated in Bitcoin (BTC), based on the BTC-to-USD conversion rate on the effective contract date.
Good Faith Deposit Paid in USD
Buyers submit a good faith deposit in U.S. dollars to the escrow agent. (Note: Most escrow companies cannot legally accept crypto under current U.S. banking and real estate regulations.)
Purchase Price in BTC
Locked at Contract Date
The parties agree that the total BTC amount (minus the USD deposit) is locked in as of the contract's effective date, regardless of Bitcoin's value at closing.
BTC Price Conversion
Finalized at Closing Time
An addendum will state that the remaining BTC owed will be calculated on closing day using the Coinbase spot price at a specific time (e.g., 9:30 AM EST). This ensures clarity on the BTC/USD value at the moment of transfer.
Buyer Sends Bitcoin to
Seller's Wallet
On closing day, the buyer transfers the agreed BTC amount directly to the seller’s crypto wallet using the conversion rate and time previously outlined.
Buyer Forfeits Deposit if
They Back Out Due to
BTC Price Increase
If the buyer backs out because Bitcoin increased in value, they forfeit their USD deposit — honoring the risk and commitment made at contract signing.
Seller Bears Risk if
BTC Drops Significantly
If Bitcoin drops significantly in price between contract and closing, the seller may receive less USD-equivalent value than originally agreed, unless a price protection clause is included. This is part of the inherent crypto risk.
Optional Price Protection Clause for BTC Drops
To reduce risk for both parties, an addendum can be included stating that if Bitcoin’s value drops more than 5% from the agreed BTC price (as of the contract’s effective date), the BTC purchase amount may be adjusted to reflect the market rate on the day of closing, based on the Coinbase spot price at an agreed-upon time (e.g., morning of closing). This clause helps protect both buyer and seller from extreme volat
Consult a Crypto-Savvy
Real Estate Attorney
& Tax Professional
Cryptocurrency real estate transactions may trigger complex capital gains, transfer taxes, or reporting requirements. All parties should consult a real estate attorney familiar with crypto contracts and a tax advisor experienced in digital assets before entering an agreement.
We help crypto holders finance their Primary Residences using Non-QM loans backed by BTC-collateralized down payments. No taxable events, no cold wallet transfers — just smart structuring through our trusted partners.
Crypto-Funded,
Non-QM Mortgage
Reserves & Proof of Funds
Centralized, Verified, Compliant
3–12 months of PITI and reserves required — funds must be visible on a credible centralized exchange.
Down Payment via
Collateralized BTC Loan
Down Payment, Still Holding
Your BTC stays intact — we issue a loan against your crypto to fund your down payment.
No Capital Gains Exposure
Tax-Smart Structuring
Avoid capital gains taxes by using leverage instead of liquidation — you keep upside potential.
Pay Off Mortgage with
Crypto Interest Earnings
Let Your Crypto Work For You
Use passive yield from other crypto holdings on our affiliate platform to pay down your mortgage.
Powered by Real on Rise
Capital Inc.
Where Crypto
Meets Real Estate
Our affiliate financing model bridges the gap between digital wealth and homeownership — fast, compliant, and innovative.
Legal Disclaimer
Real on Rise International Realty Inc. and Real on Rise Capital Inc. do not provide individually tailored investment, financial, or legal advice. Neither company is registered as an investment adviser, broker-dealer, or financial institution. All information provided through our platforms, communications, or services is for educational and informational purposes only.
Real on Rise International Realty Inc. and Real on Rise Capital Inc. are not responsible for any gains or losses resulting from real estate, mortgage, or cryptocurrency-related transactions. Investing or transacting in cryptocurrency or crypto-backed assets involves a high degree of risk and may not be suitable for all individuals. You should carefully consider your financial situation and consult with a licensed financial adviser, legal professional, or tax specialist before making any investment or financing decisions.
Sell for Bitcoin Today
Free & Clear Meets Fast & Digital
Accepting Bitcoin for Real Estate: Structured Sale with USD Pricing
Selling a property and accepting Bitcoin (BTC) as payment? Here's a secure, IRS-compliant structure that allows sellers to accept BTC while maintaining price certainty — and protecting all parties involved.
How Crypto Real Estate Transactions Work
1. Property Priced in USD
(Not in Crypto)
The sale price is listed and agreed upon in U.S. Dollars (USD). This ensures pricing clarity, legal compliance, and proper valuation for contracts, appraisals, and tax records.
2. Good Faith Deposit Paid in Fiat
A traditional earnest money deposit is paid in USD via wire transfer to an escrow company.
Note: Escrow companies cannot legally accept cryptocurrency directly.
This step secures the contract and establishes the buyer’s financial commitment in accordance with standard practices.
3. Contract Addendum Sets BTC Payment Terms
A custom contract addendum is executed by both buyer and seller outlining:
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The amount due in BTC (equal to the USD purchase price minus deposit)
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The exact time, date, and exchange rate source (e.g., Coinbase Spot Price at 12:00 PM EST on closing day)
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Wallet address and payment instructions
This ensures both parties agree in writing on how BTC will be valued at closing.
4. Buyer Transfers BTC Directly to Seller’s Wallet
On closing day:
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Buyer sends a small test transaction (e.g., $1–$5 in BTC) to confirm the wallet address
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Once confirmed, the buyer transfers the full BTC amount to the seller’s wallet
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Both parties confirm receipt prior to closing and title transfer
Tip: Use a wallet with verifiable transaction tracking (e.g., Block Explorer confirmation).
5. BTC Price Volatility Protected by Addendum
Because the parties agreed in advance to a specific BTC valuation method (Coinbase spot price, time, date), price fluctuations between contract and closing do not impact the final payment amount.
This eliminates disputes over BTC price changes after contract execution.
6. Buyer Handles Crypto Tax Obligations
The buyer is responsible for any capital gains or losses on the BTC used for payment, typically calculated using the last-out (LIFO) method.
Buyers should consult with a licensed CPA to properly report the sale of cryptocurrency.
Why This Structure Works:
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Seller gets paid in crypto without legal or escrow conflicts
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Buyer keeps crypto exposure until the day of closing
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All terms are clearly documented and agreed to in advance
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Title companies and agents stay compliant
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Minimizes risks and surprises for both parties
Bonus Feature: Attract High-Net-Worth Crypto Buyers Ready to Close
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By offering to accept Bitcoin as payment, sellers position their property to appeal to a growing segment of cash-ready, crypto-savvy buyers eager to reinvest their gains into real estate. These buyers often:
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Have no financing contingencies
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Are motivated to close quickly
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Understand contract structures and are comfortable with modern escrow alternatives
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Value off-market or direct negotiation opportunities
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Accepting BTC gives your listing a competitive edge — without sacrificing price, control, or security.
Streamlined Crypto Real Estate Closings Designed for Sellers Who Accept BTC and Have a Mortgage to Pay Off
We offer a seamless, legally structured process for sellers looking to accept Bitcoin for their home — even if the property still has a mortgage. Our team coordinates with attorneys, licensed CPAs, and crypto exchanges to ensure compliance, speed, and transparency. From calculating deposits in USD to finalizing payouts in BTC, we bridge the gap between traditional real estate and the future of finance.
Determine Property Price in USD
The property’s final sale price is listed in U.S. dollars
(e.g., $500,000).
Buyer Submits Initial
Deposit in USD
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A small good faith deposit is made by the buyer in U.S. dollars.
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Crypto is not accepted for escrow or deposit due to regulations.
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Deposit covers applicable fees (taxes, insurance, broker commissions, etc.).
Lawyer Sets Up Corporate
Crypto Account (BTC)
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A licensed real estate attorney sets up a corporate crypto wallet through a U.S.-based crypto exchange.
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This wallet will be used to receive BTC and sell it for USD to pay off the existing mortgage.
Buyer Pays Remaining
Balance in BTC
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On closing day, buyer transfers the full BTC amount (minus the deposit) to the lawyer’s exchange wallet.
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A $5 BTC test transaction is sent first to confirm the wallet address.
Attorney Sells BTC &
Pays Off Mortgage
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Once full BTC amount is received, the attorney immediately sells BTC on the exchange.
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Mortgage balance is paid off directly from the exchange account.
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Seller’s lender is notified of the mortgage payoff within 24–48 hours.
BTC/USD Closing Price Set at a Specific Time on Closing Day
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The buyer and seller agree in advance (via contract addendum) that the final Bitcoin amount owed will be calculated based on the Coinbase.com BTC/USD spot price at a mutually agreed upon specific time on the day of closing (e.g., “the agreed time stated in the contract”).
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Any price movement after that specified time will not affect the agreed BTC amount.
Buyer Sends Final BTC
Payment to Seller’s Wallet
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After mortgage is paid and closing docs are complete, the buyer sends the agreed BTC amount to the seller’s personal wallet.
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A test transfer of ~$5 BTC is sent first for wallet verification.
Buyer Handles Capital Gains Taxes (if applicable)
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Buyer is responsible for reporting capital gains/losses under the Last-Out method for BTC used in the transaction.
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Buyer should consult with a licensed CPA for proper tax reporting.
Bonus: Full Legal Oversight & Transparent Documentation
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Every step of the transaction is handled with licensed legal professionals, written agreements, and verifiable crypto transactions.
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Both parties are protected through contract addendums, escrow protections (for USD deposit), and blockchain-traceable BTC transfers, ensuring a smooth and secure closing.
