
MORTGAGE BROKERAGE NMLS 2493728
REAL ON RISE CAPITAL INC.
FOR REAL ESTATE INVESTORS & DEVELOPERS NATIONWIDE
Trusted Financing for Construction, Renovation,
and Commercial Projects
At Real on Rise Capital Inc., we specialize in providing fast, reliable financing for real estate investors and developers who need capital when timing is everything. Whether you're flipping a property, breaking ground on new construction, or seizing a time-sensitive commercial opportunity, our fix & flip, construction, and bridge loan programs are designed to move as fast as you do. We offer nationwide access, flexible underwriting, and funding solutions tailored to your project—not your paystub. From first-time rehabbers to experienced developers, we bring real capital to real deals, without the red tape.
Ground-Up, Flip Quick, Bridge Smart
Ground-Up Construction
Financing Tailored for Developers
Our construction ground-up loans provide the capital necessary to bring your vision from blueprint to reality. Designed for developers nationwide, these loans offer flexible terms, competitive rates, and streamlined approvals, enabling you to efficiently fund new builds with confidence and control. Whether you’re breaking ground on residential or commercial projects, we support you every step of the way.
Fast, Flexible Financing for
Fix & Flip Investors
Real on Rise Capital Inc. offers fix and flip loans engineered to keep your projects moving quickly and profitably. With fast approvals, competitive rates, and investor-focused terms, our loans help you acquire, renovate, and resell properties with maximum speed and minimal hassle. Whether you’re a first-time flipper or seasoned investor, we provide the funding you need to close deals and grow your portfolio.
Bridge Loans for Stabilized Commercial Properties
Our commercial stabilized bridge loans offer short-term capital solutions for income-producing properties in transition. Perfect for investors and owners needing flexible financing to refinance, reposition, or acquire stabilized commercial assets, these loans provide quick access to funds without long-term commitment. We deliver tailored terms designed to help you optimize your investment and seize opportunities.

SHAPING SKYLINES & BUILDING TOMORROW, BRICK BY BRICK
FIX & FLIP
UP TO 95% LTC or 75% ARV
Our fix and flip loans offer up to 95% Loan-to-Cost (LTC) or 75% After Repair Value (ARV), whichever is less, with flexible 12 to 36-month interest-only terms for both purchase and refinance. Borrowers need a minimum 660 FICO score and a proven track record—showing at least one completed project in the last 36 months where they owned 25% or more. Available in 44 states, we provide the funding you need to renovate and resell with confidence.
CONSTRUCTION GROUND
UP TO 92.5% LTC or 75% ARV
Our construction ground-up loans provide up to 95% Loan-to-Cost (LTC) or 75% After Repair Value (ARV), whichever is less, with flexible 12 to 36-month interest-only terms. Borrowers must have a minimum 660 FICO score and demonstrate experience with completed projects as a 25%+ owner within the last 36 months. Available in 44 states, we empower developers to bring new builds to life with confidence.
STABILIZED RESIDENTIAL
BRIDGE LOAN
Our residential bridge loans offer up to 80% Loan-to-Value (LTV) with flexible 12 to 26-month interest-only terms. Designed for both purchase and refinance, borrowers need a minimum 660 FICO score. Fast, reliable financing to bridge your next residential real estate opportunity.
STABILIZED COMMERCIAL, MULTIFAMILY & MIXED USED BRIDGE LOAN
Our stabilized bridge loans are designed for commercial, multifamily, and mixed-use properties ready for acquisition or refinance. With short-term interest-only options ranging from 12 to 36 months and up to 80% Loan-to-Value (LTV), these loans provide flexible capital to bridge the gap between strategy and execution. Borrowers need a minimum 660 FICO score. Ideal for investors looking to act quickly on stabilized income-producing assets.
BALLOON LOAN RELIEF -REFINANCE
FIX & FLIP LOAN
Our refinance fix & flip loan is built for investors who already own a property but need additional capital to finish renovations or restructure funding mid-project. Whether you’re stuck in the middle of a rehab or holding a fixer that’s ready for its transformation, we offer flexible, interest-only financing to help you get across the finish line. Tap into your project’s potential and keep your momentum going.
BALLOON LOAN RELIEF - REFINANCE CONSTRUCTION GROUND UP LOAN
Our construction ground-up refinance loan is designed for investors who already own land and are ready to build. Whether you're starting residential or commercial development, we provide the funding you need to move from raw land to vertical construction. With flexible interest-only terms and streamlined underwriting, we help you turn owned land into an active, income-producing project.
Underwriting Requirements
Our construction ground-up refinance loan program is built for investors who already own land and are ready to break ground. We offer loan amounts up to $20 million with flexible 12–36 month interest-only terms. Whether you're developing residential, commercial, or mixed-use projects, we provide the capital to turn your land into a profitable asset.
Underwriting is based on project viability, borrower experience (as a 25%+ owner in at least one similar completed project within the past 36 months), a minimum 660 FICO score, and a max loan-to-cost (LTC) of 95% or 75% of After Repair Value (ARV), whichever is less. Available in 44 states, our streamlined process is designed to keep your project moving — from raw land to revenue-generating real estate.
Upload your Prequalification Term Sheet using the Upload button below, then scroll down to schedule a consultation with one of our lending professionals. We’ll review your information, discuss your goals, and help match you with the right loan program — fast, simple, and tailored to your investment needs.

SHAPING SKYLINES & BUILDING TOMORROW, BRICK BY BRICK

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